IDShield - $5 million service guarantee​

Identity Theft update

Equifax Data Breach - what can you do

Information on the Equifax Data BreachEquifax, Inc – a major credit bureau, announced on Thursday, 9/7/17, that a massive data breach was discovered in July, which may have exposed names, birth dates, Social Security numbers and addresses of approximately 143 million U.S. consumers. Since the US population is almost 350 million, this data breach potentially affected over 40% of Americans! Please note that this data breach also included a small number of driver’s license numbers, credit card numbers, etc. We've been told that the breach started in May and went through July 2017.

​So you can see that no matter how careful you are, there are forces beyond your control that can still lead to your personally identifiable information being exposed.

We are here to help.  IDShield members know that they have:
​- full access to our dedicated and experienced licensed private investigators to ask any questions and get help if you are worried that you are a victim of fraud.
​- proactive credit monitoring through Experian and will be alerted if there are any changes to their credit report.

Here's some information on the IDShield program: 
$5 million service guarantee

If you become a victim of identity theft, we spend up to $5 million
​to do whatever it takes for as long as it takes to restore your identity. 


Things you can do to help yourself add a layer of security:
1. set up a fraud alert. This will reduce the chance of a fraudster opening a credit or loan account in your name. If you place the alert with one bureau, they will ensure its placed on the other bureaus as well. Fraud alerts last for 90 days, but can be renewed. You can search online for placing a fraud alert and select one of the main bureaus to set it up through. To sign up via Experian, use this link: https://www.experian.com/fraud/center.html. To sign up via TransUnion, use this link: https://www.transunion.com/fraud-victim-resource/place-fraud-alert
​2. Do NOT give out your personal information if it sounds fishy. And, if you are an IDShield member, just to call your licensed private investigator for advice!
3. We recommend that you CHANGE PASSWORDS on your online financial accounts. This will reduce the risk of your money or assets being moved fraudulently. 

p.s.
if you don’t yet have IDShield NOW is a great time to sign up for comprehensive identity protection and full service, white glove restoration. Visit: https://goo.gl/BM56TM

- Al Rodenburg, Certified Risk Management Consultant 
Regional Manager - HARVARD RISK MANAGEMENT CORPORATION
Director - LEGALSHIELD / IDSHIELD
Office: (713) 561-5530
​al.rodenburg@harvardbenefits.com



How to freeze your credit with all three agencies

TransUnion
  • Online: Visit the Credit Freeze page here
  • By phone: 1-888-909-8872
  • By mail: Request your credit freeze by certified mail. Search for Sample letters to use (online) and what $/ID need to be included.
    • Use the following address:
      • TransUnion LLC
        P.O. Box 2000
        Chester, PA 19016
Equifax
  • Online: Visit this page to freeze your credit with EquifaxImportant note: With such high traffic to the website, if you can’t get your request processed, just wait about a week and try again.
  • By phone: 1-800-685-1111 (NY residents please call 1-800-349-9960)
  • By mail: Request your credit freeze by certified mail. Search for Sample letters to use (online) and what $/ID need to be included.
    • Use the following address:
      • Equifax Security Freeze
        P.O. Box 105788
        Atlanta, GA 30348
Experian
  • Online: Visit the Credit Freeze page here
  • By phone: 1-888-EXPERIAN (1-888-397-3742). When calling, press 2 and then follow prompts for security freeze.
  • By mail: Request your credit freeze by certified mail. Search for Sample letters to use (online) and what $/ID need to be included.
    • Use the following address:
      • Experian Security Freeze
        P.O. Box 9554
        Allen, TX 75013